In 2025, the Workfare Income Supplement (WIS) will top up eligible lower-income workers by a sum of up to $3,267 in a year. While in the course of adjusting the income gap and rewarding sustained work, this is simply an increase of the WIS payout. The WIS payout supports income and CPF savings for both employees and self-employed persons.
Eligibility Criteria for WIS in 2025
To be eligible for WIS payout 2025, workers must be Singapore citizens aged 30 and above with a monthly income not exceeding $2,500. They must have worked for at least three months in the year before and must not own more than a single property. CPF contributions must be made by an employer for employees; for self-employed persons, they must maintain current Medisave contributions.
The payout of a maximum of $3,267 is offered to those earning in the lowest income tier paying out less as income increases. Both cash and CPF contribution payouts are adjusted for age and income level. Older workers tend to receive a higher payout, given their larger financial needs nearing retirement.
Mode of Payment and Payment Schedule
The WIS is disbursed quarterly with payments divided between cash and CPF contributions. The cash portion is credited into the bank accounts of the recipients, while those without an account may receive it via GovCash. The CPF part, on the other hand, goes to the worker’s CPF accounts, so that funds will be there for long-term savings for retirement and healthcare.
Payments for 2025 will be made in March, June, September, and December, as income is assessed during these months. Eligible workers will be duly informed by the CPF Board; no application is needed since the system processes it on its own, based on income and CPF contributions.
End Note
The higher Workfare Income Supplement of $3,267 in 2025 is indeed one of the more meaningful support measures for lower-income workers in Singapore. The WIS scheme encourages employment by raising take-home pay while saving some money for the worker’s retirement in his/her CPF account, thus also helping provide some financial security. Workers should check that CPF contributions have been paid in full to enjoy full benefits.